what we dO

MMBBA is the voice of the mortgage banking industry in Maryland. We work to clarify issues, preserve policies and to protect the interests of our members by staying in close communication with state and local officials and regulatory bodies, as well as the general public. We speak with a single voice and take a stance on important issues facing our industry. Our Legislative Committee works diligently during the Maryland Legislative Session. We provide critical testimony on bills affecting our industry and serve as a resource to legislators in Annapolis.

Legislative Committee 

Rich Green, Legislative Chair
Presidential Bank Mortgage
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Tim Gough, Co-Chair
Bay Capital Mortgage
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Brendan McKay, Committee Member
McKay Mortgage Company
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Rich is the Sales Manager in the Annapolis office of Presidential Bank Mortgage which has been headquartered in Bethesda, Maryland since 1985. The bank provides mortgages in all 50 states as a Federal Banking institution. He recently celebrated his 45th anniversary in the mortgage banking industry. He has been a member of the Maryland Mortgage Bankers and Brokers Association for nearly 30 years and has served as it’s President in 2015

Rich also is on the Board of Directors of the Howard County Association of Realtors and is currently active on the legislative committee with many of the same legislative priorities as the MMBBA.

Tim is the CEO of Bay Capital Mortgage Corporation headquartered in Annapolis, MD. Tim also served on Maryland Governor Larry Hogan’s Transition team that was responsible for the agency review of the Department of Housing and Community Development. He worked closely with a qualified group of industry veterans and met with Secretary Ken Holt to discuss the team’s findings and to assist in transitional implementation.

Tim is a recipient of the Master Certified Mortgage Banker (CMB) designation from the Mortgage Bankers Association of America, the highest certification awarded a member of the industry. The Master CMB designation signifies superior knowledge, understanding, and competency in residential and commercial real estate finance and a commitment to excellence and high ethical standards.

Brendan is the Broker/Owner of McKay Mortgage Company. McKay Mortgage is an independent mortgage brokerage based out of Bethesda, Maryland that originates in Maryland, Washington D.C., Virginia and Delaware and has been in operation since April 2014.

In addition to his legislative involvement for MMBBA, Brendan is also a Board Member of the Greater Bethesda Chamber of Commerce, and serves on their legislative committee.

Professionally, before transitioning into loan origination, Brendan worked in underwriting and operations at two residential mortgage lenders. In 2013 Brendan opened a Branch of Sierra Pacific Mortgage and originated there until opening his own brokerage in 2014.













Get Involved!

The Mortgage Action Alliance (MAA) is a voluntary, non-partisan and free nationwide grassroots lobbying network of real estate finance industry professionals, affiliated with the Mortgage Bankers Association (MBA). MAA is dedicated to strengthening the industry's voice and lobbying power in Washington, DC and state capitals across America. For free registrationclick here

MMBBA Political Action Committee Information: click here

The Maryland General Assemby Information: click here

To find or contact a Maryland Legislator: click here

State Policymaker Groups and Associations: click here

Meet our Legislator

Senator Dennis F. Rasmussen (click for bio)

Members Only Legislative Updates